Currency.com Fees: What You Really Pay to Trade Crypto

When you trade on Currency.com, a regulated cryptocurrency trading platform offering CFDs on crypto, stocks, and commodities. Also known as Currency.com CFD trading, it lets you speculate on price movements without owning the actual asset. But fees can eat into your profits fast—if you don’t know what you’re paying.

Unlike spot exchanges like Binance or Kraken, Currency.com doesn’t charge maker-taker fees on trades. Instead, it makes money through spreads and overnight financing. That means your cost isn’t a flat percentage—it’s built into the price difference between buy and sell. For popular pairs like BTC/USD or ETH/USD, spreads are usually tight, but they widen during volatile news or low liquidity. You’ll also pay a daily financing charge if you hold positions overnight. It’s small—often 0.01% to 0.05% per day—but it adds up over weeks. And if you’re trading leveraged positions, those charges compound fast.

Deposits are free for crypto and bank transfers in EUR or USD, but withdrawals cost money. Crypto withdrawals range from $0.50 to $20 depending on the coin, and fiat withdrawals via bank transfer can hit $15 or more. That’s higher than most spot exchanges, which often offer free crypto withdrawals. And if you’re using a credit card to deposit? That’s a no-go—Currency.com doesn’t accept them. You’ll need a bank account or crypto wallet.

There’s no inactivity fee, no account maintenance fee, and no hidden charges for using their platform. That’s good. But you won’t find staking, yield farming, or spot trading here—just CFDs. So if you’re looking to actually hold Bitcoin or Ethereum, Currency.com isn’t the place. It’s built for traders who want to go long or short without worrying about wallets or private keys.

If you’re comparing platforms, remember: low fees don’t mean low cost. A platform with 0.1% trading fees but terrible spreads might cost you more than one with 0.3% fees and tight pricing. Check real-time spreads, not just the fee schedule. Look at how financing charges behave during weekend holds. And don’t assume free deposits mean free trading—costs hide in plain sight.

Below, you’ll find real reviews and breakdowns of trading costs on Currency.com and similar platforms. Some users saved hundreds by switching. Others lost money because they didn’t understand financing charges. You’ll see exactly what people paid, what surprised them, and what they wish they’d known before signing up.