Currency.com Withdrawal Fee Calculator
Calculate your exact withdrawal fee from Currency.com. Understand the real cost of cashing out your crypto before you trade.
Is Currency.com the Right Crypto Exchange for Trading Stocks with Bitcoin?
If you're tired of converting your Bitcoin to USD just to buy a share of Apple or Tesla, Currency.com might be the platform you've been waiting for. Unlike most crypto exchanges that force you to cash out before buying traditional assets, Currency.com lets you trade tokenized versions of stocks, commodities, and indices directly with your crypto. No fiat conversions. No middlemen. Just Bitcoin or Ethereum buying shares of Tesla - as if they were digital tokens themselves.
Launched in 2019, Currency.com isn’t just another crypto exchange. It’s one of the few platforms regulated by the National Bank of Belarus and operating under EU-style compliance. With over 1.2 million users across 100+ countries, it’s carved out a unique space: bridging Wall Street and crypto. But is it right for you? Let’s break it down - the good, the costly, and the confusing.
What Makes Currency.com Different?
Most crypto exchanges let you buy Bitcoin, Ethereum, and a few hundred other coins. Currency.com lets you do that - but also trade tokenized versions of Apple, Amazon, gold, oil, and the S&P 500. How? Each stock or commodity is represented as a digital token backed 1:1 by the real asset. So when you buy a tokenized Tesla share, you’re not owning actual stock. But you’re getting the exact price movement, dividends (paid in crypto), and profit potential - all settled in Bitcoin or Ethereum.
This isn’t a gimmick. It’s a real innovation. While Coinbase offers stock trading in the U.S. only, and Binance sticks mostly to crypto, Currency.com lets you do both - anywhere. You can hold Bitcoin, then use it to buy a tokenized share of NVIDIA, then sell it for Litecoin, all within the same app. No bank account needed. No waiting days for settlement.
It’s perfect for crypto natives who believe in digital assets but still want exposure to traditional markets. If you’ve ever thought, “I’d buy Tesla if I didn’t have to convert my ETH to dollars,” this is your solution.
Trading Tools and Platform Experience
The platform is clean, fast, and surprisingly powerful for a niche exchange. You get:
- 75+ technical indicators for charting
- Multiple chart types (candlestick, line, area)
- Instant price alerts
- One-click trading
- Mobile apps for iOS and Android
There’s no MetaTrader integration - which frustrates advanced traders - but for most users, the built-in tools are more than enough. The interface is intuitive. Even if you’ve never traded before, you can place your first tokenized stock trade in under 15 minutes after signing up.
They’ve also added a new “Currency Pro” interface in October 2025 - a more advanced dashboard aimed at serious traders. It includes deeper analytics, order types like stop-limit and trailing stops, and faster execution. It’s not for beginners, but if you’re scaling up, it’s worth exploring.
Fees: Competitive, But Hidden Costs Add Up
Currency.com’s fee structure is tricky. On paper, it looks cheap. Trading fees are just 0.0125% per trade - lower than Kraken’s 0.16% maker fee. But here’s the catch: every time you deposit or withdraw crypto, you pay a 0.2% exchange fee. And withdrawals? They’re expensive.
Withdrawals cost up to 2.4% of the amount plus a flat $3 fee. That means if you pull out $500 in Bitcoin, you could lose $12 to $15 in fees alone. That’s brutal for frequent traders. Compare that to Crypto.com, which charges 0.4% to 2.99% with no minimum withdrawal - or Binance, which offers free crypto withdrawals up to a certain limit.
Also, if you use leverage (up to 100x on BTC/ETH), you’ll pay funding fees every 8 hours. These vary by asset and can eat into profits if you hold positions overnight. Not a problem for day traders, but a hidden cost for swing traders.
Bottom line: Currency.com is cheap to trade, but expensive to move money in and out. If you plan to hold long-term and rarely withdraw, it’s fine. If you’re active and cash out often, you’ll pay a premium.
Security and Regulation
This is where Currency.com shines. It’s one of the few crypto platforms with formal regulatory licenses - from Belarus and Cyprus. It follows KYC and AML rules strictly. You’ll need to upload a government ID and proof of address. Approval usually takes 24-48 hours.
Security features include:
- Two-factor authentication (2FA)
- Device whitelisting
- PCI DSS Level 1 certification
- Cold storage for 95% of user funds
They’ve never been hacked. No major security breaches reported since launch. That’s rare in crypto. Even better, they’re compliant with MiCA (Markets in Crypto-Assets Regulation) in Europe - a sign they’re preparing for stricter global rules.
Compared to Binance or KuCoin, which operate in gray areas, Currency.com feels safer. You’re not gambling on whether the exchange will get shut down tomorrow.
What You Can Trade
Currency.com offers over 3,000 instruments:
- Cryptocurrencies: Bitcoin, Ethereum, Litecoin, Ripple, and Bitcoin Cash - only five for deposits.
- Tokenized Stocks: Apple, Tesla, Microsoft, Amazon, Netflix, NVIDIA, and more.
- Indices: S&P 500, NASDAQ, DAX, FTSE 100.
- Commodities: Gold, Silver, Oil, Natural Gas, Coffee.
- Forex: EUR/USD, GBP/USD, USD/JPY.
That’s a lot - but notice what’s missing: no altcoins like Solana, Cardano, or Dogecoin for deposits. You can trade tokenized versions of some of these, but you can’t deposit them. That’s a dealbreaker if you hold Solana or Polkadot. You’ll need to swap them first on another exchange.
For users focused on Bitcoin and Ethereum, this isn’t a problem. But if you’re diversified across dozens of coins, Currency.com’s limited deposit options will force you to move assets around - adding time and cost.
Customer Support and Learning Resources
Users consistently praise customer support. On Trustpilot, 78% give it 4 or 5 stars. Real people answer live chat - 24/7, in 10 languages. One user reported their withdrawal issue fixed in under two hours. That’s unheard of on most exchanges.
They’ve also built a solid learning center:
- 127+ help articles
- Video tutorials on trading tokenized assets
- “Tokenized Securities 101” course - reduced beginner confusion by 63%
The course explains how tokenized stocks work, how dividends are paid in crypto, and how leverage affects your position. It’s not just marketing fluff - it’s practical, clear, and useful.
For intermediate users, this is gold. For complete beginners? Still a bit of a leap. You need to understand both crypto wallets and basic stock market concepts. It’s not Coinbase Easy Mode - but it’s not Wall Street either.
Who Is This Platform For?
Best for:
- Bitcoin and Ethereum holders who want exposure to stocks without selling crypto
- Traders in countries where traditional brokerages are restricted
- Those who value regulation and security over low withdrawal fees
- Intermediate users ready to move beyond basic crypto buying
Not for:
- People who trade altcoins like Solana or Dogecoin regularly
- Those who withdraw funds often - fees will hurt
- Advanced traders who need MetaTrader or algorithmic tools
- Beginners who want a simple “buy Bitcoin and chill” experience
How It Compares to Binance, Coinbase, and Kraken
| Feature | Currency.com | Binance | Coinbase | Kraken |
|---|---|---|---|---|
| Tokenized Stocks | Yes - 3,000+ assets | No | Yes - U.S. only | No |
| Crypto Deposit Options | 5 major coins | 350+ | 200+ | 150+ |
| Trading Fee | 0.0125% | 0.1% (maker) | 0.5% (standard) | 0.16% (maker) |
| Crypto Withdrawal Fee | Up to 2.4% + $3 | Free up to limits | Free for small amounts | Free for most coins |
| Regulation | Belarus + Cyprus + EU compliance | Varies by region | U.S. regulated | U.S. regulated |
| Best For | Crypto-to-stock trading | Altcoin traders | Beginners, U.S. users | Low fees, security |
Currency.com doesn’t win on variety or low fees across the board. But it wins on one thing: doing something no one else does at scale - letting you trade traditional markets with crypto as your base currency.
What’s Next for Currency.com?
In October 2025, they launched integration with the Polygon blockchain to cut transaction fees. Their 2026 roadmap includes:
- Adding 50+ new cryptocurrencies for deposits
- Connecting with traditional exchanges for more tokenized assets
- Building a DeFi bridge for lending and staking
If they pull this off, they’ll go from niche player to major force in the $16 trillion tokenized securities market. Analysts predict they could capture 35% of that space by 2027 - if they stay compliant.
But there’s risk. Their parent company is based in Belarus - a country under geopolitical scrutiny. Some U.S. regulators are watching their tokenized stock model closely. If the SEC cracks down, it could limit access for American users.
Final Verdict: Worth It?
Currency.com isn’t the cheapest or the biggest crypto exchange. But it’s the only one that truly connects crypto and traditional finance - without forcing you to cash out.
If you’re holding Bitcoin or Ethereum and want to buy Tesla, gold, or the S&P 500 without touching fiat - this is your platform. The interface is smooth, the regulation is solid, and the support is excellent.
But if you’re an altcoin hoarder, a frequent withdrawer, or someone who just wants to buy Dogecoin and forget about it - look elsewhere. The fees will annoy you, and the limited deposit options will frustrate you.
For the right user, Currency.com feels like the future: crypto as the universal currency for global markets. For everyone else? It’s just another exchange with a fancy gimmick.
Can I trade real stocks on Currency.com?
No, you can’t own actual shares of Apple or Tesla on Currency.com. Instead, you trade tokenized versions - digital assets that mirror the price of the real stock. Profits and losses follow the stock’s movement, and dividends (if any) are paid in cryptocurrency. It’s not the same as owning stock through a brokerage like Fidelity, but it behaves the same way in terms of price action.
What cryptocurrencies can I deposit on Currency.com?
You can deposit Bitcoin (BTC), Ethereum (ETH), Litecoin (LTC), Ripple (XRP), and Bitcoin Cash (BCH). These are the only five cryptocurrencies accepted for deposits. Other coins like Solana or Cardano must be swapped to one of these first using another exchange.
Are withdrawal fees really that high?
Yes. Currency.com charges up to 2.4% of the withdrawal amount plus a flat $3 fee. For a $500 withdrawal, that’s $12-$15 in fees. That’s significantly higher than Binance, Kraken, or Crypto.com, which offer free or low-cost withdrawals. If you plan to cash out often, this will add up quickly.
Is Currency.com safe to use?
Yes, it’s one of the safer options. It’s regulated by the National Bank of Belarus and complies with EU standards. It uses two-factor authentication, device whitelisting, cold storage for 95% of funds, and meets PCI DSS Level 1 security standards. There have been no major hacks since its launch in 2019.
Can I use Currency.com in the United States?
Yes, U.S. users can sign up and trade on Currency.com. However, access to certain assets may be restricted due to SEC regulations. Tokenized stocks are available, but the platform is under scrutiny, so future changes are possible. Always check current regional restrictions before signing up.
Do I need to be an experienced trader to use Currency.com?
You don’t need to be an expert, but you should understand basic crypto and stock market concepts. The platform doesn’t explain what a stock is or how leverage works - it assumes you know. Their educational resources help, but if you’ve never traded before, start with Coinbase or Robinhood first. Currency.com is best for intermediate users ready to combine crypto with traditional assets.
What’s the minimum deposit to start trading?
The minimum deposit is $20. You can start trading with as little as that. Minimum withdrawal is $100, so you’ll need to accumulate at least that amount before you can cash out.
Does Currency.com offer leverage trading?
Yes. You can trade with leverage up to 100x on Bitcoin and Ethereum, and up to 20x on other cryptocurrencies and tokenized assets. Leverage increases both potential profits and losses. Funding fees apply every 8 hours for open leveraged positions, so holding overnight can get expensive.
